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Paynas is using technology to integrate SMEs into Egypt’s financial system. The company has built a cloud-based HR and payroll management platform that allows Egypt’s small businesses to provide their employees with benefits. By providing HR features such as employee and payroll management, Paynas is helping SMEs optimize their workforces. Paynas also serves as an intermediary between SMEs and the banks that often consider them to be “high risk” clients. The fintech company provides SMEs with access to bank accounts.